Choosing Dental Insurance?

Pick a plan that covers the dentist you already have—or one you’re looking for. The key is to make sure the dentist is in‑network (aka “participating” or PPO). In‑network dentists have agreed to lower fees; out‑of‑network dentists have not.

What to do next:

1. Give your dental office a quick call.
   

2. Ask them specifically:
“Which individual dental insurance plans do you accept as in‑network?”

   (Make sure you stress “individual,” not “group,” plans.)
   

3. Write down their answer and let us know what they say.